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Gold sellers
Category: General
Tags: gold

Your $75 check from an on-line gold buyer that took three weeks to receive? It could have been $518 in cold hard money after a twenty minute trip to your local refiner. Read on before guld stockholm.

It could have been a lot worse. Authorities are getting complaints that 'hotel' gold buying events have been issuing checks which don't clear. Local and national news reports have even made the problem worse - highlighting happy customers taking advantage of the high price of gold by selling their outdated gold at gold events. These stories have yet to mention that the customers could receive a lot more money with just a little bit of research.

According to, online gold buyers such as cash4gold are gauging customers by sending checks for pennies on the dollar. Even after taking into account that these buyers are basing their offers on intrinsic metal value and not 'resale' value, customers are being paid the equivalent of $150 (or less) per ounce of gold. A certain person who manages 4 pawn shop companies. As a test he sent in nearly 1 oz of 14K gold to (As 14K equals .585 purity, the amount sent was over half an ounce of pure gold). His check? $72.13. "Gold was selling for $920 an ounce. Our pawn shop would have paid at least $200 for that gold," he wrote. But even pawn shops pale compared to what refineries would give - a half ounce of gold commands up to $430 at refineries.

Now the real irony about this whole thing? Look around the web page you're on right now, and you'll most certainly see ads for buying your gold, even as we explain that they may not be your best bet.

Anders Fields (fictitious name - real person) had been a reputable jeweler in the Puget Sound area before being recruited to develop 'Gold Buying Events' in Washington state. The company that hired him was a newly created entity out of Florida named Gold Buyers of America, aka Just three months after Josh opened 4 hotel locations, a few customers returned to voice some serious complaints: their checks had bounced. Josh was furious. He had done all the hiring, obtained the local licenses, and even signed the checks for the company. It was his butt on the line. After ensuring the customers were reimbursed, Josh was told the problem was handled. It was not. More than 30 bounced checks have surfaced so far. Josh helped out all the customers with problems in his territory, then quit. One of his hotel managers left a week later after encountering even more bounced checks. Their web site indicates that they will continue to do business in the Seattle area this week-end.

Back in February, Josh was pumped about the success of their opening weekend at the Bellevue Hilton, where he and a co-worker purchased $15,000 worth of the metal, silver and platinum in just two days - after advertising on local radio and setting up shop in the hotel's board room. During a training session with potential employees, Josh mentioned that the company was able to sell the gold at spot for a minimum of $33,000. Not a bad profit. It would be more, he noted, if they culled some of the better jewelry for the resale market before melting it.

The largest customer of that first week-end emptied 3 bags full of old rings, bracelets, dental work, necklaces, and a few coins onto the board room table. He took home a check for $5,000. Of course that same person could have sold his hoard for $11,000, had he driven a few more miles down the road to Pacific Iron of Seattle, where even the general public gets paid up to 92% of spot value. And he could have done much worse - had he sent it in to cash4gold.

The conclusion? Most gold buyers want to keep the seller confused about what their jewelry is worth. They'll talk about karats, pennyweight, spot prices, overhead, anything except how much pure gold you have - in ounces. So...

1) Keep it simple. Nail them down to what they are actually offering per ounce of pure gold before you agree to sell.

2) Find out if there is a local refinery which buys old jewelry and scrap precious metals from the public. You should be able to negotiate a price between 90-95% of spot value.

3) If your jewelry has any sentimental or resale value - don't sell it for scrap. Most buyers (other than jewelrs) will not give you anything for stones (diamonds, opals, etc.). You would be better off to get a reputable jeweler's appraisal, and then list the item on EBay. Or better yet, (from your children's perspective) hang onto it to pass it down to future generations!

Category: General
Tags: physicians money incme

Physicians only at the point of their care would require a significant amount of storage space for medical records.When paper records are stored in different locations, collating them up to a single location for review would be time consuming and complicated, whereas the process can be simplified with electronic records.An Electronic Medical Record (EMR) is a computerized medical record created in an organization that provides health care, such as hospital and doctor's surgery.Aside far from having excellent ability to store information and data, EMR have user-friendly navigation.

Paper-based records have been in existence for centuries and their gradual replacement by computer-based records has been slowly underway for over twenty years in western healthcare systems.

Computerised information systems have not even achieved the same degree of penetration in healthcare as that seen in other sectors such as finance, cara kirim email lewat yahoo mail transport and the manufacturing and retail industries. Further, deployment has varied greatly from country to country and from speciality to specialty and in may cases has revolved around local systems designed for local use.

National penetration of EMRs may have reached over 90% in primary care practices in Norway, Sweden and Denmark (2003), but has been limited to 17% of physician office practices in the USA (2001-2003). Those EMR systems that have been implemented however have been used mainly for administrative rather than clinical purposes.

Handwritten paper medical records can be associated with poor legibility, which can contribute to medical errors.8 Pre-printed forms, the standardization of abbreviations, and standards for penmanship were encouraged to improve reliability of paper medical records.
Electronic records help with the standardization of forms, terminology and abbreviations, and data input. Digitization of forms facilitates the collection of data for epidemiology and clinical studies.

In contrast, EMRs can be continuously updated. The ability to exchange records between different EMR systemswould facilitate the co-ordination of healthcare delivery in non-affiliated healthcare facilities. In addition, data from an electronic system can be used anonymously for statistical reporting in matters such as quality improvement, resource management and public health communicable disease surveillance.

It has the following core functionalities: Health information and data, ability to manage results, order entry, provide decision support, and good communication with other devices. It is used for prescription writing, and medical billing application. It is for integrated practice management, also used for management of documents, tracking of insurances, and scheduling.

It has Multilanguage Support, can recognize voice, and has multi-facility capability. Its calendar features include categories for appointment types, colors associated with appointment types, repeating appointments, and also able to restrict appointments based on type.

Medical forms are customized, and have electronic and scanned digital document management for records. Its developers are composed of software developers, physicians and those with extensive medical and billing knowledge.

EMR systems automatically monitor clinical events, it analyzes patients data from an Electronic Health Record that can predict, detect and may prevent adverse effects. Monitors discharge or transfer orders, pharmacy orders, radiology results, laboratory results and any other data.

One study shows that electronic medical records improve overall efficiency by 6% per year.EMR prevents medical errors, patients are assured that they receive a reasonable and necessary treatment.Preventative medicine and compliance with treatment regimens are more assured with EMRs.

It is truly useful in a very medical field; however this EMR is costly, how nice would it be to download a free EMR.
Free EMR service is hosted online, requires no additional infrastructure and doesnot even need expensive IT people to support it.It is simple to install and simple to use, plus there is a free online support.Both the patients and health care providers can benefit from this.

Now improving medical practice is not expensive at all.With free EMR, health care is pushed to next level.



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